Whether you are just starting your photography business, or just now trying to get legitimate, photography business insurance, especially general liability insurance, should be a priority. I get it — you really want to spend your money on new camera equipment and awesome lighting gear, not business stuff like insurance where it is hard to to see an immediate return for your money. But investing in insurance is critical because it confirms you are serious about both your well-being (peace of mind) and the future of your business.
Do you need to know more about what types of insurance might be important for your photography business? You are in the right place. Episode #8 covers various types of insurance and hopefully will answer some of your questions as well as give you some things to think about!
In this session, I discuss:
1. Equipment Insurance
2. Liability Insurance and Certificates of Insurance – COI’s
3. Errors and Omissions
4. Office or Studio Insurance
5. Disability Insurance
6. Health Insurance
7. Life Insurance – Term
8. Costs of doing business and importance of pricing appropriately
9. Shooting Pro Bono and importance of having general liability insurance
Resources mentioned in this podcast include:
- Hill & Usher – Package Choice Insurance
- PPA – Insurance Solutions (Professional Photographers of America)
- Marsh USA
The “must have” book I mentioned:
Best Business Practices for Photographers, Second Edition, by John Harrington
Thank you for checking out this podcast episode from Nifty Knowledge Rocks!